March 3, 2019

Who Is Involved in the Homebuying Process?

 

Your Realtor – Your Realtor’s main focus is to help you find the home of your dreams! Then, he or she will use his or her knowledge and expertise of the current market to help make the right offer for you. Your Realtor will advocate for your needs and desires throughout the entire transaction.

 

Your Loan Officer – First, your loan officer is going to prequalify you to help determine exactly how much you can borrow. Then, your loan officer will work with you to obtain full approval as quickly as possible.

 

Your Title Company – Your title company is there to ensure that title is clear prior to you closing on your new home. The title company will be working with all parties to facilitate the final signing of closing documents.

 

Your Inspector – Your inspector will thoroughly inspect your home, looking for any potential repairs or safety issues. The inspection report will help you determine if any items need to be repaired or replaced prior to you purchasing you home.

 

 

At One Plus Realty, we have built relationships with select Loan Officers, Title Companies, and Inspectors. We have worked with each of them on multiple transactions; and they have proven to be trustworthy, knowledgeable, and determined to work together so that your homebuying process is as smooth as possible!

 

 

March 3, 2019

Easy St. Patrick's Day Treats!

 

 

Supplies Needed:

Either Regular or Double Stuffed Oreos

Green and White Melting Chocolate / Candy Melts. You can buy green candy melts or just add food coloring to white chocolate.

Green and White Sprinkles

Wax or parchment paper

 

Directions:

1. Melt chocolate in a microwave safe bowl for 30 seconds at a time until it is melted.

2. Dip the Oreo halfway into the chocolate and the lay it on a sheet of parchment or wax paper.

3. Shake sprinkles onto the cookie while the chocolate is still warm.

4. Let them sit and harden for about 20 minutes. Take them off and enjoy!

For more detailed instructions and photos see the full article here.

 

 

Feb. 4, 2019

2019 Housing Market Predictions

 

We are often asked what is going on in the housing market.  Although no one has a crystal ball, here are a few things we believe will take place over the next few months…

 

1. Interest rates are expected to rise.

 

2. Home ownership should increase, despite the rise in interest rates.

 

3. Home values will continue to appreciate, but at a slightly lower rate than what we have recently seen.

 

4. Existing home sales may decrease, although just slightly.

 

5. Lastly, we anticipate that new home construction will continue to increase.

 

Fun Fact: Millennials will soon hold almost half of the mortgages as they start and grow their families. 

 

Feb. 4, 2019

Fun Valentine's Day Craft

What You Will Need:

·         Cheerios, Fruit Loops, or any other “donut shaped” cereal

·         Floral Wire or Pipe cleaners

·         The ribbon of your choice for hanging

 

 Get Started!

1. Shape your wire. Create 3 different sized hearts.

2. Thread on the Cereal.

3. Once the wires are full, carefully twist the wires together to “seal” the ends.

4. Lastly, add a ribbon for hanging.

 

 

For more detailed instructions and photos see the full article here.

 

 

 

 

 

Dec. 9, 2018

Things To Do for Christmas

 

The Gaylord Texan featuring ICE!

November 9 – January 2

The Gaylord Texan

 

The Star

Every Friday and Saturday night, November 23 – December 22

Christmas at the Star

 

Enchant

The World’s largest Christmas light maze!

Enchant

 

Frisco’s Christmas on the Square

November 23 – December 31

Frisco Square

 

Peppermint Park

“Take a Magical Trip to the North Pole”

Peppermint Park

 

Galleria

Ice skate around the country’s tallest indoor Christmas tree!

Galleria Dallas

 

Trains at North Park

November 17 – January 6

The Trains at Northpark

 

Take a Carriage Ride

In Deerfield, Plano or Highland park

Carriage Rides

 

Arboretum's 12 Days of Christmas

November 9 – Dec 31

Dallas Arboretum

 

Vitruvian Lights

November 23 – January 1

Vitruvia Lights

Sept. 30, 2018

7 Cheap and Easy Updates That Will Actually Increase Your Home's Value!

 

1. Lighting

Switch to high wattage, Daylight, LED light bulbs and remove window treatments to help let in natural light. The increase in light will helps rooms feel larger.

 

2. Light Fixtures

Out-dated light fixtures can be an immediate eyesore, even in the prettiest of homes.

 

3. Hardware

Something as simple as swapping out older cabinet handles can make any kitchen or bathroom look completely different.

 

4. Paint

A new coat of paint will make your home feel fresh and clean. Just remember to stick to neutral colors.

 

5. De-clutter

Unnecessary clutter can make any home feel dirty and small.

 

6. Front Door

A first impression can be a lasting one, and your front door is the first thing people will see. Repainting your front door can instantly add curb appeal to your home.

 

7. Landscape

Make sure any existing landscaping is well-maintained, and if your yard does seem a little dull, watch Craigslist or Facebook Marketplace for local deals on trees and shrubs.

Sept. 3, 2018

Fall Vegetable Gardening Guide

 

Most gardeners plant their vegetables in the spring to harvest in late spring to early summer. In most areas of Texas, it is possible to have a fall vegetable garden also, but it will need to be managed somewhat differently than a spring garden.

Locating the garden

If your spring garden was successful, the same location should work well in the fall. When planning a new garden, keep in mind that vegetable crops must have at least 8 hours of direct sun each day and should be planted where the soil drains well.

Preparing the soil

If you’re using an established garden area, pull out all plant material—the remains of your spring crop and any weeds that have grown up in the garden. Don’t put plant residue from a spring garden into your compost bin because it is likely to be contaminated with insects and disease pathogens.

For a new garden site, remove all the grass. Just tilling it into the soil will not eliminate all the grass sprigs; they will continue to grow and interfere with the garden. Likewise, for a raised garden, remove all turf before building the frame and filling it with soil.

Grass and weeds can be killed with an herbicide that contains glyphosate. Several products are available, including Roundup® and Kleenup®.

After removing the grass, shovel the garden area to a depth of 10 to 12 inches. Rototillers will not penetrate adequately, but they can be used to loosen and mix shoveled areas.

Spread 1 to 2 inches of coarse, washed sand and 2 to 3 inches of organic matter on the garden surface and till it into the soil to improve the soil’s physical quality. The soil will need to be improved over time rather than in just a season or two. If you are building a raised bed garden, don’t skimp on the soil. Use weed-free loam or sandy loam soil.

Adding fertilizer is the next step. You have two options:

·              Apply 1 pound of ammonium sulfate (21- 0-0) per 100 square feet (10 feet by 10 feet) before planting. Then sprinkle 1 tablespoon of ammonium sulfate around each plant every 3 weeks and water it in.

·              Or, apply 2 to 3 pounds of a slow-release fertilizer (19-5-9, 21-7-14, or 25-5-10) per 100 square feet of garden area. Apply 1 tablespoon of ammonium sulfate (21-0-0) around each plant every 3 weeks and water it in. This second method should produce a more abundant harvest, especially with hybrid tomatoes and peppers.

 

Do not add too much ammonium sulfate, and do not put it too close to the plants. It can seriously damage them.

Horse or cattle manure may be substituted for commercial fertilizer at a rate of 60 to 80 pounds per 100 square feet of garden area. Never use poultry manure on a fall garden.

After adding fertilizer, mix the soil thoroughly and prepare beds on which to plant rows of vegetables. These beds should be 30 to 36 inches apart so you can move easily through the garden area when the plants grow larger. Pile and firm the planting beds.

Then water the entire garden with a sprinkler for at least 2 hours. Allow the area to dry for several days, and it will be ready to plant.

Planting

Fall crops generally do better when started from transplants than from seed. Transplants should always be used for growing tomatoes and peppers.

The trick to establishing healthy transplants during late summer is to make sure they have plenty of water. Transplants in peat pots or cell packs with restricted root zones require at least 2 weeks for their root systems to enlarge enough to support active plant growth. Until that time, they may need to be watered every day or the plants will be stunted or even die.

However, too much water is just as harmful as not enough. Soaking-wet soil will cause root rotting and subsequent stunting or death. So check the soil moisture by feeling the soil before applying water. If the soil balls together, it still has enough water; if not, apply water.

Buy the largest transplants possible. Even though larger transplants cost more, their root systems will spread faster and the plants will produce more fruit sooner.

Or, grow your own larger transplants by planting small ones in potting soil and evenly mixing in slow-release fertilizer pellets such as Osmocote®. Add a water-soluble fertilizer to the irrigation water and place the plants in full sun (with shade after 3 p.m.). Keep the transplants moist, but don’t over-water them.

 

 

For more detailed instructions and photos see the full article here.

Sept. 3, 2018

Prosper's Homecoming Parade!

July 30, 2018

Real Estate Investing

Today, we are seeing more and more people use their extra cash or IRA accounts to earn a high interest rate of return through real estate investing. Investing in real estate can be a wise investment for all parties; and with the help of One Plus Realty, it is a simple and easy process.

Depending on the amount you want to invest, we would match you with one of our partners. You would then become the “lender” who would loan that specific partner the money to purchase a new home or remodel an existing home.

As the lender, you would make passive income, typically at a 10% interest rate, without the headache of dealing with contractors, tenants, etc. A typical “loan” in this instance would be for a maximum of 12 months. Your money is secure and backed by the property through a Deed of Trust and a Promissory Note.

 

 For more information, feel free to contact us at 469-644-4663.

July 30, 2018

Ways To Keep Your Home Cool This Summer

Keep Your Blinds Closed!

Simply keeping your blinds closed during the day can keep a room 10-15 degrees cooler! Blackout shades also work great!

 

Use Ceiling Fans!

Just make sure your ceiling fan is turning in the right direction! During the summer, your ceiling fans should all be going counter-clockwise.

 

Check Your Bulbs!

Did you know that the older incandescent bulbs put off more heat than the newer LED bulbs?

 

Unplug!

Unplug appliances and electronics that are not in use. Everything that gets plugged into a socket gives off heat!

 

Cook Outside – Or Just Don’t Cook!

Try using the grill to avoid using your oven during the day. If you must cook inside, try to cook either before noon or after the heat of the day.

 

Check for Proper Insulation!

You want to make sure that your home is sufficiently insulated. Also, check for caulking around all windows and doors to keep hot air from sneaking in.

 

Use Cooling Pillows or Cooling Mattress Pads!

Wake up cool and refreshed!

 

Invest in a Portable A/C or Window Unit!

This way you can keep the main living room or bedroom cool without raising your electric bill by trying to cool the entire house.

 

Service your HVAC!

Your HVAC should be serviced twice a year to ensure everything is working properly.

 

Change your Air Filters!

Filters should be changed once every 3 months, or according to the manufacturer’s recommendations.